CRE Engine — Musemakweli Risk Advisory

Project Setup

Changes save automatically and flow through every tab.

Property type

Deal stage

Loan amount ($)

LTV / LTC (%)

Interest rate (%)

Loan term (years)

Current / stabilized NOI ($/yr)

Sponsor years of experience

Market

Covenant DSCR floor

Undrawn commitment ($)

Collateral (property) value ($)

Expert Consultation

Talk to an AI agent prompted as a senior CRE credit/underwriting expert. Pick a prompt or type your own.

Bayesian Risk Scorecards

Three independent scorecards — Probability of Default, Loss Given Default, and Exposure at Default — each blending an expert-informed prior with an industry benchmark.

Expected Loss

Expected Loss = PD × LGD × EAD
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Cashflow Scenario Engine

Base / Downside / Upside NOI and DSCR over the loan term, against your covenant floor.

NOI growth — Downside (%)

Base (%)

Upside (%)

Risk Mitigation Strategies

Built from your PD/LGD/EAD scorecards, Expected Loss, and any DSCR covenant breaches.

Saved Portfolio

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