Project Setup
Changes save automatically and flow through every tab.
Expert Consultation
Talk to an AI agent prompted as a senior CRE credit/underwriting expert. Pick a prompt or type your own — answers use your project details.
Bayesian Default-Risk Scorecard
Weights reflect the expert's view of driver importance (elicit from the expert or edit directly). Exposure 0–10 is how exposed this project is on each driver.
Prior → Posterior
Risk index (0–100): –
Expert-informed prior PD
– → Posterior PD
–
Expert-informed prior PD
– → Posterior PD
–
Cashflow Scenario Engine
Base / Downside / Upside NOI and DSCR over the loan term, against your covenant floor.
Risk Mitigation Strategies
Built from your top-weighted risk drivers, posterior PD, and any DSCR covenant breaches.
Saved Portfolio
Saved in this browser only. Sign-in and cloud storage can be added later.