Bastion

CRE default-risk scorecards, cashflow stress-testing, and mitigation strategy — with an AI underwriting expert in the loop.

Project Setup

Changes save automatically and flow through every tab.

Expert Consultation

Talk to an AI agent prompted as a senior CRE credit/underwriting expert. Pick a prompt or type your own — answers use your project details.

Bayesian Default-Risk Scorecard

Weights reflect the expert's view of driver importance (elicit from the expert or edit directly). Exposure 0–10 is how exposed this project is on each driver.

Prior → Posterior

Risk index (0–100): –
Expert-informed prior PD
–  →  Posterior PD
–

Cashflow Scenario Engine

Base / Downside / Upside NOI and DSCR over the loan term, against your covenant floor.

Risk Mitigation Strategies

Built from your top-weighted risk drivers, posterior PD, and any DSCR covenant breaches.

Saved Portfolio

Saved in this browser only. Sign-in and cloud storage can be added later.